International Payment in Nepal


International payments mean buying and selling things between different countries, where the money sender and receiver are in different places. In Nepal, international payments are a bit tricky and not everyone can do them. Only specific people with debit/credit cards like Visa or Mastercard can make international payments. Here’s what you need to know:

To make international payments in Nepal, you need a card that accepts United States Dollars (USD), like Mastercard, Visa, or American Express.

You also need a USD account in a bank to get a card that allows international payments. These cards are usually given to travelers or people with foreign currency (FCY) accounts.

You’re eligible for an FCY account in Nepal if:

  • You’re a Nepali citizen working and earning money in a foreign country.
  • You work for NGOs, INGOs (International Non-Governmental Organizations) as per the rules of Nepal Rastra Bank.
  • You’re a foreign citizen working in Nepal.

Why do we need international payments in Nepal?

  • People can earn money through freelancing, reducing unemployment.
  • Businesses can promote themselves digitally on platforms like Facebook, Instagram, and YouTube.
  • We can buy and sell goods internationally.
  • We can purchase services like domain registration, hosting, software, and more.
  • Developers need it for buying licenses for app and software development.
  • It enables international transactions from Nepal.
  • Users can access paid services from companies like Apple, Google, and Microsoft.

Challenges due to the lack of international payment systems in Nepal:

  • Limited access to international payment systems for most people.
  • Frustration for developers who need it for licenses.
  • Difficulty for website developers to buy necessary tools.
  • Freelancers struggle to receive payments.
  • Businesses can’t boost their presence on social media.
  • Limited use of services like PayPal, which require activation in foreign countries.
  • Difficulty purchasing from international sites like Amazon.
  • Hurdles in publishing games and apps.

My thoughts on restricted international payment systems in Nepal:

The lack of international payment systems in Nepal causes many problems. The government needs to address this issue and help people benefit from it. Nepali online payment gateways like eSewa, Khalti, and Ipay should expand internationally. Implementing international payment systems in Nepal requires cooperation from authorities and adherence to regulations. If everyone works together, we can make international payments accessible in Nepal.


In Nepal International Payment is possible but only certain people have got this facility. Eligibility for International Payment in Nepal In Nepal, International Payment can only be done by using USD (United States Dollar) card i.e master card, visa card or American express system. International Payment gateway providers such as Paypal, Payoneer need these cards for payment purposes internationally.



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